The non-custodial wallet that bridges DeFi with real-world spending.
Secure storage + effortless payments + rewards.
The Zypto App is an all-in-one crypto wallet and payments super-app that combines DeFi wallet functionality with real-world spending tools. It's non-custodial (you control your keys), user-friendly, and focuses on bridging crypto to everyday use.
Load and spend crypto via virtual and physical prepaid crypto cards (Visa). Enjoy high limits (up to $175K/transaction), no monthly fees, and Visa Signature perks like travel insurance and lounge access.
Pay bills globally, top up mobile airtime in 180+ countries (800+ providers), and buy gift cards from thousands of brands. Cash out to USDC or fiat via partners like MoneyGram directly from the app.
Manage, buy, send, and swap over 24,000 coins across 20+ blockchains (Bitcoin, Ethereum, Solana, XRP, etc.). Built-in cross-chain swaps allow easy asset movement without leaving the app.
Full non-custodial control with biometric login and PIN protection. Compatible with the Vault Key Card (a mobile hardware-like cold wallet) for offline storage until you tap to transact.
Buy crypto instantly with 130+ methods (Cards, Apple Pay, Google Pay, Bank Transfer) in 190+ countries. Mobile-first, intuitive, and supports 25+ languages.
Connect to dApps, use WalletConnect, and access broader blockchain features while keeping everything in one clean, secure app.
"Overall, Zypto stands out for making crypto feel like 'normal money' - secure storage + effortless spending + rewards - without relying on centralized exchanges for basic use."
ZYPs unlock the full range of Zypto App. Load crypto cards with your earned ZYPs, shop thousands of gift cards, settle bills, recharge mobiles or pick up a Vault Key Card for serious cold wallet protection.
Pay in full with ZYPs or part pay whenever you choose.
Recharge mobiles in over 170 countries instantly.
Buy and load virtual cards for global spending.
Purchase serious hardware protection for your assets.
Settle your real-world bills using crypto.
Refer someone and earn 0.1% on all their future swaps paid in ZYPs automatically.
$5 in ZYPs for you and your referral when they complete all onboarding steps.
If your referral buys a Vault Key Card, you’ll receive $25 in ZYPs as a one-time bonus.
Yes, the app is 100% free to download and install. You can create a wallet without any cost.
The DeFi wallet is non-custodial and requires no KYC. However, to use banking features like Virtual Cards or Bill Pay, standard identity verification is required.
Download the app using the link on this page. Once you complete the onboarding steps inside the Rewards Hub, the ZYPs are credited to your account.
Once you have downloaded the app and set up your wallet, navigate to the 'Rewards Hub' section inside the app. There you will find your unique referral link. Share that link with friends, family, or your audience to start earning rewards when they join.
Referrals hit fast. The moment your friend joins the Rewards Hub, the 0.1% begins on all their future swaps.
When they complete the steps, both of you earn $5 in ZYPs. It’s simple, sharp and endlessly scalable.
Your personal referral link is ready inside your Rewards Hub. Share it with friends, online communities or even in adverts and let the rewards roll in.